Turn compliance into a cashflow advantage with Peppol

Starting 1 January 2026, Belgian businesses must send B2B invoices via the Peppol network.

For many CFOs, this sounds like just another compliance chore:
➡️ More IT work
➡️ More change management

But there’s good news: if you tackle this smartly and embed automated payments, Peppol becomes more than compliance — it becomes a cashflow accelerator.

🚀 Why Peppol matters for your business

Peppol (Pan-European Public Procurement Online) is a secure network and set of standards that delivers invoices directly into your customer’s accounting system.

✅ Key benefits:

• No manual data entry → fewer errors and disputes
• Instant delivery → invoices land within seconds
• Cross-border compatibility → already widely used by European governments and corporates

📌 From 2026, Belgian B2B invoices must be sent this way.
It’s not if you adopt Peppol, but how you make it work to your advantage.

🔑 The missing link: automated payments

Even with Peppol, you still depend on customers to remember to pay.
Late payments = costly follow-up.

With automated payments, you ensure:

• 💸 Automatic collection on the agreed date
• 📊 Predictable cashflow
• ⏱️ Less time chasing invoices

⚙️ How it works with Twikey

1. Your invoice is sent via Peppol → lands directly in your customer’s accounting software. Non-Peppol customers (e.g. B2C customers) still get their invoice via e-mail or paper.

2. An extra automatic payment flow or request-to-pay is triggered.

   • If a SEPA Direct Debit mandate exists, Twikey handles notifications and collection.
   • This works seamlessly with Visa, Mastercard, Bancontact, too.

🔄 Advantages of Twikey’s automated flow

• Payments happen without manual intervention
• Failure management → automatic retries & follow-up if a payment fails

🟡 If no automated mandate is active:

• Customers see a one-click sign-up for a recurrent mandate
• Or a direct payment link to settle the invoice

📊 The business impact in a nutshell

• ⬇️ 50% less debtor follow-up (based on Twikey client results)
• ⏩ Faster payments & stronger cashflow
• 💼 Lower admin costs thanks to fewer disputes & manual tasks
• 🔒 Future-proof compliance (domestic & cross-border)
• ♻️ Continuous customer conversion into automated flows

⚡ Compete instead of merely complying

2026’s Peppol mandate will disrupt many Belgian businesses.
👉 But for early adopters, it’s a unique opportunity to:

• Secure faster, more reliable payments
• Reduce financing needs
• Strengthen cashflow positions

Many Twikey customers — from energy providers to B2B companies — already enjoy near-total payment automation through SEPA Direct Debit and other recurrent methods.

🔎 Check out our customer cases for real results.